Monday, December 9, 2019
Tuesday, December 3, 2019
Monday, October 28, 2019
Saturday, August 3, 2019
36 Life Changing Poems Everyone Should Read
Saturday, June 8, 2019
One of my favorite place 😍
Shivamogga is popularly known as Gateway of Western ghats of Karnataka " ಮಲೆನಾಡ ಹೆಬ್ಬಾಗಿಲು ".. History - The name of the city is derived from the term "shivmoga". A version of etymology is due to the story that Lord Shiva drank the Tunga river water using "Mogge", hence the name Shiva-mogga". Another version of etymology is that the name is derived from the term "Sihi-Mogge", meaning "sweet pot". The district formed the southern tip of the Emperor Ashoka's Mauryan Empire in the third century BC. It was ruled during later centuries by the Kadambas (4th century), Chalukyas (6th century), Ganges, Rashtrakutas (8th century), Hoysalas (11th century), and the Vijayanagara rulers (15th century). The city got an independent identity under the Keladi Nayakas' rule during the 16th century. From the late 17th century, the city had been a part of the Kingdom of Mysore until the independence of India in 1947, when the Mysore state merged into the Republic of India.
Tuesday, February 26, 2019
EPFO Details
When can an employee withdraw PF balance?
According to the EPF Act, to claim final PF settlement, one has to retire from service after attaining 58 years of age. The total PF balance includes the employee's contribution and that of the employer, along with the accrued interest. In addition, he will be eligible to get the Employees' Pension Scheme (EPS) amount as well depending on the years of service.
But what if someone decides to quit his job before reaching 58? Under the existing rule, employees who resign from a job before they turn 58 years of age can withdraw the full PF balance (and the EPS amount depending on the years of service), if he is out of employment for 60 straight days (two months) or more after leaving a job and then withdraw. However, in a decision taken at the 222nd central board of trustees meeting of EPFO in June 2018, it was decided that subscribers of Employees Provident Fund Organisation (EPFO) who resign from their service can now withdraw 75% of their total provident fund kitty after one month from the date of cessation of service to meet their monthly financial commitments.
Along with the PF, one is also allowed to withdraw the EPS amount if the service period has been less than 10 years and not later on. Once this milestone is crossed, the employee compulsorily gets pension benefits after retirement.
To withdraw the PF balance and the EPS amount, the EPFO has launched a 'composite form' to take care of withdrawals, transfer, advances, and other related payments.
Before you start the withdrawal process make sure all your previous PF accounts are merged into one. The total service in the present establishment as well as previous organisations will be taken into account and therefore, it is advisable to merge your accounts.
To merge all previous PF accounts, you may click here.
The withdrawal process
The withdrawal process becomes simpler and less time-consuming if you have your Aadhaar number with you. Here is how you can initiate the withdrawal for both, with and without Aadhaar.
Withdrawing without using Aadhaar cardnumber: If you don't have an Aadhaar, but have the PF number, use this form - Composite Claim Form (Non-Aadhaar).
You will have to furnish Permanent Account Number (PAN) if the total service period is less than five years and also attach two copies of Form 15G/15H, if applicable. In case the Universal Account Number (UAN) is not available, you can mention only the PF account number.
Withdrawing using Aadhaar card number:You can submit a Composite Claim Form (Aadhaar) directly to the concerned EPFO office without attestation of claim form by the employers. The payment of the PF balance will be sent to your bank account, so attach a cancelled cheque along with the form.
Before proceeding ensure these things: You have submitted complete details in Form11 (New) to your employer, Aadhaar card number and bank account details are available on the UAN portal, and the UAN has been activated.
The withdrawal process will entail these conditions. See which one caters to you and choose the form accordingly.
1. Withdrawing PF balance plus EPS amount (for below 10 years of service)
2. Withdrawing PF balance plus EPS amount (over 10 years of service)
3. Withdrawing PF balance only and reduced pension (age 50-58; over 10 years of service)
4. Withdrawing PF balance only and full pension (After 58)
1. Withdrawing PF balance plus EPS amount (for below ten years of service)
If service period has been less than 10 years, both PF balance and the EPS amount will be paid. To get EPS amount, in the Composite Claim Form (Aadhaar or Non-Aadhaar), along with choosing 'Final PF balance', also choose the 'pension withdrawal' option.
If you plan on re-joining the workforce, you may opt to get the 'scheme certificate' by furnishing Form 10C.
2. Withdrawing PF balance plus EPS amount (over ten years of service)
If you have already completed 10 years of service, the EPS amount cannot be withdrawn and only the scheme certificate is to be issued by filling Form 10C along with the Composite Claim Form (Aadhaar or Non-Aadhaar). Pension is to be paid from age 58 while a reduced pension can be paid from age 50. One may opt for early pension (reduced proportionately) after 50 years, provided one has completed 10 years of service.
3. Withdrawing PF balance and reduced pension (age 50-58) (over ten years of service)
You can only get pension after turning 50 years of age and have rendered at least 10 years of service. If your service period has been more than 10 years and you are between the age of 50 and 58, you may opt for reduced pension. For this, Form 10D has to be submitted along with the Composite Claim Form (Aadhaar or Non-Aadhaar).
4. Withdrawing PF balance and full pension (After 58)
After 58, you have to submit the same Form 10D to claim the full pension.
To know more about EPS, scheme certificate and pension calculations, click here.
What you should do
It is advisable to transfer your PF balance when you change jobs as it is a form of forced savings. For those who are still in service and have not started their own business, it is better to transfer the PF balance to the new employer. The transfer process has been made automatic, click here to know about it. And if you have quit to start your own business, the entire balance in your EPF account can be transferred to the National Pension Scheme
Monday, February 18, 2019
Thursday, February 7, 2019
Monday, December 24, 2018
Friday, December 7, 2018
R15 S Error 46
R15s ERROR 46
I have heard people talking about the infamous error code 46 for R15 and how it keeps coming back! Of course, 46 belongs to Rossi and will surprise us with a comeback. I have heard people talk about it, seen people have it but never experienced it and felt escaped.
And on one already bad morning, turned my bike ON to welcome a non invited guest, the error code 46. Personally, use my bike rarely so thought battery should be the culprit, to add more sense to my suspicion the battery was also 4 years old, and the last time I started my bike I remembered the bike to struggle to start-up. And now after the error code 46, the bike only push starts plus the service manual suggests to replace the battery as one the option to solve the error code 46.
So me being super broke, decided to try these methods that I found from various online sources before going to final and unfortunate option of replacing the battery or RR unit or the fuel injector!
It is also important to try these methods before you actually replace any of the spares. Cause, not checking the things below is the reason why the error code 46 might creep up over and over again and the usual solution from the Yamaha service guys is to blindly replace the RR unit which costs around 850Rs every time this issue comes up without diagnosing the actual culprit.
Things to check:
Battery voltage,
Battery terminal for corrosion, (Might over charge or under charge the system)
Ground connection.
Fuse
Fuel infector coupler for misfits and loose connections
RR unit terminals.
1.Took the battery out and checked it with a multimeter and It showed the usual 12-12.05 volts. Then wondered why the bike only push started, and came to know that everyone who had error code 46 or any other error code were only able to stat their bike by pushing it. Any how, me, strongly believing the battery to be the culprit took it to the local battery shop for recharging. The guy there checked the battery and said battery has full power, your bike has some other problem.
Still wasn't convinced, and was also desperate for a 5ah battery upgrade so changed the battery, initially after changing the battery from the Amaron pit stop, the bike didn't show any errors and started at the first crank. And when I came back home and when tried to crank the bike again, error code 46 showed up!
I would recommend others to just clean their battery terminals with vinegar and baking soda paste as it would solve the battery terminal corrosion issue which might under charge or over charge the system, since I changed to a new battery, skipped to clean the terminals and just coated them with vaseline.
Next, is to check the ground cable?a black wire that runs from the negative terminal of the battery and gets attached on the inner side of the delta box frame. On my bike, the point where the earth wire connect to the frame was covered by muck and was corroded, so I sprayed some choke cleaner to dissolve the muck and later cleaned it with vinegar and baking soda paste and let it dry. Also check for any damages to the cable, mine seemed fine.
Now turned the ignition ON, still the error code 46! Searched the web and found faulty connections to the fuel injector might also be the culprit, so removed the cable connecting the injector lead wire, connected and disconnected several times as suggested by the service manual to solve loose connections and in the process found one of the pin to be bent, so straightened it carefully with a safety pin and turned the bike on happily assuming I solved the issue just to find the error code 46 still up!
At this point I wanted to know who is the actual culprit, so decided to remove the fuel injectors electrical connection and tried to push start the bike, what a stupid move that was! The bike sounded weirdly, shutdown by itself and a new error 39 came up along with the pre-existing 46! But the error code 39 vanished as soon as I put the injector back and push started the bike.
Now I agree with the service centre guys to blindly change the RR since it is the most likely culprit, though the service manual suggest error code 46 to be a problem with the entire fuel injection system.
Next to check the fuse, honestly I don't how to check if the fuses is damaged, I just opened the assembly in desperation and blankly starred it for a minute and then just put it back, I suggest to get the fuse replaced as it solved the issue for some, also there is also another method beyond logic that worked for one guy, He just shaked the hub of wires near the left side panel and the error code seemed to go off. I don't know what the guy was saying, since It was a spanish video many gave thumbs up to it, so I guess this might work on others unfortunately not for me!
Finally before jumping into the sad conclusion of replacing the RR. I opted for the last step. Reached the RR unit and took the connection off and cleaned the terminals with vinegar baking soda paste, put it back and started the bike with no hope, VIOLA!! Error code 46 gone forever!
So I suggest anyone to first clean the battery terminal, ground connection and the RR terminals with vinegar and baking soda paste, check for the error and then later proceed for the other broke options. Had just spent 2Rs for the baking soda and that was it! Ofcourse I got the battery replaced but that was more like an upgrade that I wanted for years as the stock 3amps were poor from day 1.

















