#Pomegranate #Benefits

Benefits of Pomegranate

Here are some of the potential benefits of pomegranate.

1. Antioxidants

Pomegranates have been eaten throughout history for their health benefits. Nowadays, the juice of this fruit is a popular part of healthy diets.

Pomegranate seeds get their vibrant red hue from polyphenols. These chemicals are powerful antioxidants.
Pomegranate juice contains higher levels of antioxidants than most other fruit juices. It also has three times more antioxidants than red wine and green tea. The antioxidants in pomegranate juice can help remove free radicals, protect cells from damage, and reduce inflammation.

2. Vitamin C

The juice of a single pomegranate has more than 40 percent of your daily requirement of vitamin C. Vitamin C can be broken down when pasteurized, so opt for homemade or fresh pomegranate juice to get the most of the nutrient.

3. Cancer prevention

Pomegranate juice recently made a splash when researchers found that it may help stop the growth of prostate cancer cells. Despite multiple studies on the effects of the juice on prostate cancer, results are still preliminary.
While there haven't been long-term studies with humans that prove that pomegranate juice prevents cancer or reduces the risk, adding it to your diet certainly can't hurt. There have been encouraging results in studies so far, and bigger studies are now being done.

4. Alzheimer's disease protection

The antioxidants in the juice and their high concentration are believed to stall the progress of Alzheimer disease and protect memory.

5. Digestion

Pomegranate juice can reduce inflammation in the gut and improve digestion. It may be beneficial for people with Crohn's disease, ulcerative colitis, and other inflammatory bowel diseases.
While there are conflicting beliefs and research on whether pomegranate juice helps or worsens diarrhea, most doctors recommend avoiding it until you are feeling better and your symptoms have subsided.

6. Anti-inflammatory

Pomegranate juice is a powerful anti-inflammatory because of its high concentration of antioxidants. It can help reduce inflammation throughout the body and prevent oxidative stress and damage.

7. Arthritis

Flavonols in pomegranate juice may help block the inflammation that contributes to osteoarthritis and cartilage damage. The juice is currently being studied for its potential effects on osteoporosis, rheumatoid arthritis, and other types of arthritis and joint inflammation.

8. Heart disease

Pomegranate juice is in the running as the most heart-healthy juice. It appears to protect the heart and arteries.
Small studies have shown that the juice improves blood flow and keeps the arteries from becoming stiff and thick. It may also slow the growth of plaque and buildup of cholesterol in the arteries. But pomegranate may react negatively with blood pressure and cholesterol medications like statins.
Be sure to talk with your doctor before indulging in the juice or taking a pomegranate extract supplement.

9. Blood pressure

Drinking pomegranate juice daily may also help lower systolic blood pressure. A comprehensive review of randomized controlled trials stated that it would be beneficial for heart health to include pomegranate juice daily.

10. Antiviral

Between the vitamin C and other immune-boosting nutrients like vitamin E, pomegranate juice can prevent illness and fight off infection. Pomegranates have also been shown to be antibacterial and antiviral in lab tests. They are being studied for their effects on common infections and viruses.

11. Vitamin-rich

In addition to vitamin C and vitamin E, pomegranate juice is a good source of folate, potassium, and vitamin K.
Whether you decide to add pomegranate to your daily diet or just sip on it every now and then, check the label to ensure that it is 100 percent pure pomegranate juice, without added sugar. Or, juice it fresh.

12. Memory

Drinking 8 ounces of pomegranate juice a daily may improve learning and memory, according to a recent study.

13. Sexual performance and fertility

Pomegranate juice's concentration of antioxidants and ability to impact oxidative stress make it a potential fertility aid. Oxidative stress has been shown to cause sperm dysfunction and decrease fertility in women.
The juice has also been shown to help reduce oxidative stress in the placenta. But researchers don't yet know the exact benefits this may provide. Drinking pomegranate juice can also increase testosterone levels in men and women, one of the main hormones behind sex drive.

14. Endurance and sports performance

Move over, tart cherry and beet juice. Pomegranate juice may be the new sport performance enhancer. The juice may help reduce soreness and improve strength recovery. It also decreases oxidative damage caused by exercise.

15. Diabetes

Pomegranate was traditionally used as a remedy for diabetes in the Middle East and India. While much is still unknown about the effects of pomegranate on diabetes, it may help decrease insulin resistance and lower blood sugar.

Bottom line

Green juice isn't the only healthy option out there. Adding pomegranate juice to your diet may reduce your risk for chronic disease and inflammation. It's also a great way to get the fruit's nutrients and a boost of antioxidants.
There are various brands of pomegranate juice to purchase online. It is a good idea to compare different products to choose the most beneficial one.

These Qualcomm chips will power your 5G Android phone in 2020

Oppo, Xiaomi, Motorola and other handset makers plan to release devices with the chips early this year.

5G is a hot topic this week at Qualcomm's Snapdragon Technology Summit in Hawaii.


The chip and the separate 5G modem that will power a big chunk of next year's high-end smartphones are finally here. And a couple more processors, aimed at slightly cheaper phones, will come with 5G modems already integrated.

Qualcomm, the world's biggest wireless chipmaker, on Tuesday unveiled its new Snapdragon 865 processor for high-end smartphones in 2020. The chip will power devices like Xiaomi's Mi 10 and Oppo's next high-end phone, two flagship devices expected to launch in the first quarter of 2020.

Surprisingly, phone makers that want to use the Snapdragon 865 and connect their devices to a 5G network must also buy Qualcomm's X55 modem. Many market watchers had expected Qualcomm's newest high-end chip to integrate 5G on the same chip as the application processor.

Instead, phone makers that want a single chip that acts as the brains of a device and connects to 5G can instead opt for Qualcomm's new Snapdragon 765 or 765G that include the slower X52 modem. The 765 and 765G processors will be aimed at cheaper smartphones than devices using the 865.

Consumers get lots of benefits from the integration of a phone's brains with the modem, including better battery life and lower cost. Motorola and HMD, which makes Nokia phones, are two companies that plan to introduce phones powered by the Snapdragon 765 family.

"2020 is the year 5G goes mainstream," Qualcomm President Cristiano Amon said Tuesday in a blog post. He added during a keynote Tuesday that "we're very happy as an industry with the progress we made with 5G" in 2019.

Qualcomm this week is hosting its third annual Snapdragon Technology Summit on Hawaii's Maui island. This year's conference features executives from all four major US carriers (Verizon, AT&T, T-Mobile and Sprint), handset makers like Motorola, Oppo, HMD and Xiaomi, and software partners such as Google, Pokemon Go developer Niantic, Snapchat parent Snap and social media upstart TikTok.

Like in previous years, Qualcomm unveiled the names of its new mobile chips on Tuesday and said it would give more details about their capabilities the following day. Along with introducing new processors, the company is using the conference as the place to outline its vision for the mobile world in the coming year. This time around, it's talking almost nonstop about 5G.

5G promises to significantly boost the speed, coverage and responsiveness of wireless networks. It can run 10 to 100 times faster than a typical cellular connection today, and it'll also boost how fast a device will connect to the network with speeds as quick as a millisecond to start your download or upload. Operators around the globe began rolling out their networks in 2019.

For Qualcomm, this week's message about 5G comes through loud and clear: It wants 5G to be everywhere, even on cheaper devices, as soon as possible. And it expects the 5G revolution to be powered by its Snapdragon 865 paired with the X55 modem -- or by the Snapdragon 765 and 765G with an integrated X52.

In markets like the US in 2020, it may be almost impossible to buy a premium phone that doesn't come with 5G. Even Apple is working on putting 5G in the iPhone in 2020.

"We're projecting that more than 200 million 5G smartphones will ship in this coming year alone," Amon said Tuesday, echoing remarks from Qualcomm's investor presentations in November. That number is predicted to rise to over 450 million in 2021 and to over 750 million in 2022.

By comparison, Samsung -- the world's biggest handset maker -- said in September that it had sold 2 million 5G phones since May and that it expected to sell 4 million by the end of 2019. (That may seem like a lot, but it's just a tiny fraction of Samsung's total smartphone sales. In the second quarter, Samsung shipped 76.3 million smartphones, according to Strategy Analytics). Samsung offers a handful of 5G devices, while many of its rivals offer only one.

Apple's likely foray into 5G next year could be one reason Qualcomm is so optimistic about the market in 2020.

5G's arrival

While the super-fast mobile connectivity started rolling out worldwide this year, early experiences on the devices and the networks in the US have been criticized by tech reviewers and regular consumers. The devices have tended to run hot and 5G connectivity has been difficult to find in the cities where the service is available.

Still, more than 40 wireless operators around the globe have turned on their 5G networks, and more than 40 handset makers have introduced 5G devices, Qualcomm said. The rollout, even with its hiccups, is "significantly faster than 4G, where just four operators and three [device makers] launched in the first year," Amon said.

"I had very high hopes for 5G's rollout, but what's happening is exceeding all expectations," Amon said. "It's the fastest G transition we've ever seen."

The industry has been waiting on Qualcomm's next modem, the X55, to supercharge the expansion of 5G. The X55, unveiled in February, can run on all of the cellular networks from 5G to 2G, and it works on the flavor of 5G favored by AT&T and T-Mobile for their broader network rollouts. Users also will be able to switch between carriers with the same phone -- something you can't do with current 5G devices, which are tied to a specific network.

Qualcomm's 5G modems pair with the Snapdragon 865 and 765 in slightly different ways.

865 vs. 765

Qualcomm makes standalone modems to connect phones to mobile networks, but it's best known for its ability to integrate a modem with the application processor. Doing so reduces power consumption and the amount of space the chips take up in a device, letting phones become sleeker than before or pack in larger batteries. Having an integrated chip also enables device makers to quickly develop phones for essentially any 5G network in the world. And it makes 5G handsets cheaper for consumers.

But Qualcomm isn't integrating 5G into its new highest-end chip, the Snapdragon 865. Instead, the first processors to come with integrated 5G are the slightly lower-end Snapdragon 765 and 765G, and they're using a slightly slower 5G modem. That fact likely surprises some market watchers, who had expected the integrated chip that Qualcomm has talked about since February to show up in its highest-end processor.

But the 765 and 765G (the G stands for gaming) will let 5G come to midrange devices, an area that currently doesn't have the faster connectivity.

"The 765 platform is critical for expanding 5G across more markets at more price points," Motorola President Sergio Buniac said Tuesday at Qualcomm's conference.

The Snapdragon 865's predecessor, the Snapdragon 855, comes integrated with Qualcomm's X24 modem that's capable of multigigabit 4G LTE download speeds. Devices with the 855 require Qualcomm's separate 5G modem to connect to 5G.

When 4G came out a decade ago, it had two generations in which the brains of a device were separate from the modem, Alex Katouzian, senior vice president and general manager of mobile at Qualcomm, said in an interview ahead of the summit.

"The standard is new," Katouzian said. "We haven't had time to vet out different features for the modem to make it more optimized and smaller. What happens over the course of time is some features get used a lot more than others so we can figure out what to use and what not to use. As the third generation rolls out … we can make a single chip."

Speeding 5G development

To help get 5G in more devices faster, Qualcomm has built "mobile platform-based modules" for the first time, calling them the Snapdragon 865 and 765 Modular Platforms. These systems contain essentially all of the components needed to power a device, from the brains to the power management. And they will already be certified by carriers, speeding up the time needed to get the phones onto networks.

Not all handset makers today have engineering departments capable of quickly implementing 5G. The aim of the modules "is to take entire chipset, including almost all components laid out externally, and put them into modules and give those modules to [handset developers] who want to crank out 5G phones at a much faster rate," Katouzian said.

The modules take up less space than "than the very complicated 5G design boards" that a handset maker may create on its own, he said. That lets the companies increase the battery size because the chips take up less space inside the phone. And they can release more 5G handset models in a shorter period of time.

HMD is one customer that will use Qualcomm's new Snapdragon modules. Verizon and Vodafone are the first carriers that plan to support Qualcomm's Modular Platforms, and more should follow in 2020.

"We think this is not only applicable to the cellular market but all adjacent markets," Katouzian said. That includes automotive, internet of things, medical and wearables. "Their expertise doesn't lie in mobile tech," he said. "We will help them connect everything that way with the module design."

Fav Anthem for a District 🙂

Its KT nigam

36 Life Changing Poems Everyone Should Read

1. "MCMXIV" by Philip Larkin "That poem by Larkin (and some others) taught me how direct and economical you can be with language, and about how modernity isn't so great." —Ben Smith 2. "If" by Rudyard Kipling "When I was growing up, my dad had a beautiful calligraphy copy of the poem on his bedroom wall, given to him by his father. Before we could read, he would read it to us, and once we began reading he encouraged us to practice by reading it aloud to him at night. The second stanza is the first part of anything I ever memorized. Dad not only had us read from it, but would ask us what we thought it meant. It's got such a beautiful message of how to deal with life and those around you, how to temper yourself but not lose your joy. When I was a kid, my dad would change the last line for me and my sister to 'and what's more, you'll be a woman my daughter' and that just meant the world to me because yes, you can do all these things that a century ago made you a 'man' but you can own them as a woman." —Cates Holderness 3. "Preface to a Twenty Volume Suicide Note" by Amiri Baraka "Really incredible poem. For me, it's a perfect metaphor for feeling stuck in life, and learning how to push past that feeling. Everyone, at some point in their life, has felt this sort of sourceless sense of existential dread that comes along with routine. This poem captures that feeling, and reminds the reader to find joy and redemption in small moments." —Tanner Ringerud 4. "Annabel Lee" by Edgar Allan Poe "This 'Poetry Alive!' group came to our middle school, and they did this awesome reading of 'Annabel Lee' by Edgar Allan Poe. We'd read it in class but I didn't really understand it fully until I heard it read out loud, and it was just so morbidly strange and sad. It was the first time I took genuine interest in a poem — I'd always thought they were dry and difficult to relate to before that. I used it to audition for my first play in high school." —Keely Flaherty 5. "I Remember" by Anne Sexton "Newly into my twenties, this poem was a perfect picture of how even simple, fleeting love could be really powerful and beautiful — and worth remembering." —Rachel Zarrell 6. "Still I Rise" by Maya Angelou "The first time I read this poem I was still a young girl, trying to figure out who I was and frankly what the hell was happening to my body. Maya Angelou made me feel like who I was becoming — a woman — was something very special, ancient, and wonderful. I physically remember breathing out and sitting up just a little bit taller because of her words." —Ashley Perez 7. "Out, Out" by Robert Frost "A Frost poem changed my life. It is called 'Out, Out' and it is about a farm boy who accidentally cuts his hand off with a buzz saw and dies. It reminds us of the extraordinarily short duration of life and the related denial we must impose upon ourselves to avoid all-consuming despair." —Joe Bernstein 8. "Lady Lazarus" by Sylvia Plath "They made us read Plath in high school and I immediately became obsessed with her. This particular poem I read when I was going through a rough, dark, teenage time and it felt like someone got how I was feeling." —Conz Preti 9. "The Tollund Man" by Seamus Heaney "It concerns the unhappy and savage roots of man and how we are all ultimately violent and alone." —Joe Bernstein 10. "A Pity. We Were Such a Good Invention" by Yehuda Amichai "I love this poem by the Israeli writer Yehuda Amichai, which spoke to me immediately because I often dated people my parents disapproved of and I like to blame them for all of my problems." —Deena Shanker 11. "The Healing Improvisation of Hair" by Jay Wright "Jay Wright's poem is the first poem that I read with hair in its title. It was 2009, and the context of the moment is this: How the hell do I write about hair, my hair? I was a MFA student, working in the jazz library on campus, and at the time I wanted the first section of my thesis to be about hair, symbolism for so much especially personal power. "The Healing Improvisation of Hair" came into my inbox like a voice from a burning bush. It was a powerful encounter on levels beyond language. I was blessed and bothered by this poem. Blessed by its beauty and bothered by the same as with any saving grace." —Zahra Marie Darby 12. "Changing Everything" by Jane Hirshfield "After a breakup, I found this poem that I still have up on my wall. Every time I read it it reminds me that the decisions that change my life the most were not always the ones that looked the most significant to anyone else." —Jessica Probus 13. "What I Am" By Terrance Hayes "This poem came into my life when I was having my most difficult time in college. I was black as hell in the middle of the whitest winter in the whitest state I know, Wisconsin. I was feeling so othered, like being a black man was the strangest thing on the planet, but it was the only truth I knew. This poem made me feel normal in its everydayness. In this poem, I was reminded that I am not an oddity, that life is as complicated as it is lovely, and just because the world around me may not know what I am, that doesn't mean that I am not whole." —Danez Smith 14. "Where the Sidewalk Ends" by Shel Silverstein "This was probably the first poem to make me think deeply about poetry (when I was a child of course!). Shel Silverstein does this amazing thing where he takes everyday objects and makes them seemingly magical. I loved this poem because it gave me a new perspective about the simple sidewalks outside my house and made me want to write my own stories." —Heather Newman 15. "Since feeling is first" by e. e. cummings "I discovered e.e. cummings as a lovestruck college freshman in a Poetry 101 course, coming off a high school fixation on suicidal lady poets. He perfectly captures the way I felt at the time, lying outside in the grass in a small Midwestern town 2,500 miles from home under an impossibly blue sky, drinking in all the beauty and the new ideas around me as fast as possible." —Susie Armitage 16. "The Love Song of J. Alfred Prufrock" by T.S. Eliot "As an angry teenager, I felt 'The Love Song of J. Alfred Prufrock' by T.S. Eliot even more than I felt Smith songs." —Kate Aurthur 17. "Une Charogne (A Carcass)" by Baudelaire "I read it for the first time when I was a teenager and I was amazed by how Baudelaire managed to write so beautifully about something so gross. The end always breaks my heart." —Marie Telling 18. "Clancy of the Overflow" by Banjo Paterson "When I was in the ninth grade, my English teacher made us each memorize and recite a poem. She gave my friend and I this poem and I hated it. I was irritated that it was seemingly twice as long as the poems given to others and annoyed that it was wasn't modern in the slightest (it's about a sheep shearer for God's sake.) Needless to say, my negative attitude didn't help the exercise and it took my friend and I quite a bit longer than everyone else to memorize. Credit to my English teacher — she stuck with us and forced us (and the whole class at this point) to recite what we could recall every morning. I hated her for it. Time passed and we eventually pulled it off, albeit with a dirty taste toward Banjo Paterson in our mouths. I left the school at the end of that year. A few years ago, the very same English teacher that forced 'Clancy of the Overflow' onto me died of breast cancer. I never knew she had it, or that she was dealing with it whilst she taught. I can't think of the poem or any of its themes without thinking of her and her persistence with us. Even though she didn't really have a big role in my life, she and the poem changed my life in so many ways." —Brad Esposito 19. "Suicide's Note" by Langston Hughes "Langston Hughes took arguably the darkest time in his life and made it sound beautiful, all without romanticizing the act of suicide itself. Just the thought of willfully surrendering your body to the river and accepting the fate of water under your heels is devastating. This was enough to make me think about my future - fearfully growing old and gray - which leaves me positively paralyzed. That's why I love it. 'The calm, / Cool face of the river / Asked me for a kiss.'" —Spencer Althouse 20. "The Guest House" by Jelaluddin Rumi, translated by Coleman Barks "I heard this poem at the end of a yoga class a couple years ago. I had just moved to New York, on a whim, after a failed six-year relationship and dealing with a lot of sadness and thought, Fuck, now what? My uncle was also losing his battle to cancer and my family and I were dealing with the inevitable. This poem helped me through that time and still continues to resonate in my life today. I hope it brings peace to some else out there." —Chris Ritter 21. "New Year's Prayer" by Jeff Buckley "I'm not usually one for poetry, but this one struck me as soon as I heard it. It feels utterly personal, like it's being whispered in your ear, but is globally applicable at the same time: It speaks of not having inhibitions about being entirely yourself." —Maddi Lewis 22. "'Hope' is the thing with feathers" by Emily Dickinson "It's just so pretty and simple and inspiring. I also hate it when people look down on poetry that rhymes, and I think this is a perfect example of something that sounds gorgeous while also meaning so much." —Julia Pugachevsky 23. "If thou of fortune be bereft" by John Greenleaf Whittier "'If thou of fortune be bereft, / and of thyne earthly store hath left / two loaves; sell one, / and with the dole, buy hyacinths to feed the soul.' This was carved into the stone on the library at my college. Still the only poem I can recite by heart and just a wonderful sentiment." —Daniel Dalton 24. "The Journey" by Mary Oliver "My yoga instructor read this in class years ago: 'One day you finally knew what you had to do, and began.'" —Kasia Galazka 25. "Vincent" by Tim Burton "After I heard that poem and watched the short stop-motion, it changed my life forever. I knew at that moment I wanted to make stop-motion and that I was hooked on the horror genre." —Justin Dailey 26. "Pale Fire" by Vladimir Nabokov "I think it's incredible how he perfectly captures the enchantment of looking at a beautiful scene outside of your window. I've always thought it was so magical when you can suddenly see both your reflection and the view outside and the way that he put it — 'And then the gradual and dual blue / as night unites the viewer and the view' — is so beautiful and it takes this ordinary experience and transforms it into something extraordinary." —Diana Bruk 27. "The Windhover" by Gerard Manley Hopkins "This poem, read correctly, is deeply, intensely sensorial and almost overwhelming. The basic message is wonder and joy at the beauty of nature and the universe. I first heard it read in college and it reminds me often to appreciate the gorgeousness all around us. Hopkins meant it as a religious poem, but it really is much more than that. 'Gash gold-vermillion' gives me chills." —Ken Bensinger 28. "Both Sides, Now" by Joni Mitchell "These lyrics came to me during my last year of middle school. My Aunt Donna sent me a YouTube video of Joni performing it on The Johnny Cash Show back in the late '60s — and with that innocent YouTube share, my life changed. I realized I wasn't the only person who lived behind illusions and felt confused about my identity. Joni Mitchell taught me with her incredible words to be brave and to never compromise my own happiness to satisfy others ('Well something's lost, but something's gained / In living every day')." —Kayla Yandoli 29. "Sunflower Sutra" by Allen Ginsberg "'Sunflower Sutra' by the almost always naked Allen Ginsberg speaks to me because I sometimes forget how beautiful it is to be alive: 'We're not our skin of grime, we're not dread bleak dusty imageless locomotives, we're golden sunflowers inside, blessed by our own seed & hairy naked accomplishment-bodies growing into mad black formal sunflowers in the sunset.'" —Erin Chack 30. "Faint Music" by Robert Hass "I think I read it when I was 18 and heartbroken because I was usually heartbroken when I was 18. Hass renders the environment of the Bay Area, where I'm from, so correctly. The idea of a Golden Gate Bridge attempted suicide that's interrupted by a meditation on how silly the word 'seafood' is and sleep I just love. I still often think of the line about the underpants, the 'russet in the crotch that made him sick with rage and grief.'" —Sandra Allen 31. "In the Desert" by Stephen Crane "I was never one for poetry, really. Even novels that are too poetic tend to turn me off, but I really like Stephen Crane's poetry. I still don't know what to make of this poem, which I think is from 1895, but it always stuck with me. I had to recite it in high school, and everyone laughed because they thought it was funny." —Adam Elli 32. "Twinkle, Twinkle Little Star" by Jane Taylor "I think now that I'm older, I find a lot of symbolism in that song/rhyme. I'm a constant believer that there are greater, unexplainable powers responsible for the things that we do, and the things that are done to us, in life. 'Twinkle, Twinkle Little Star' speaks volumes to that. Stars aren't always visible, and even at nighttime, when they are, people don't always take the time to notice them. It's a lot like when good and bad things happen to us in life. We don't always take the time to notice, but really exciting or really detrimental situations show us that things always happen for a reason: Just like the stars, you need to take the time to notice them." —Allie Caren 33. "The Raven" by Edgar Allan Poe "When I read 'The Raven' in eighth grade, the horrific cadence, darkly alluring imagery, and, especially, the complex rhyme scheme struck me like a nightmare from some odd, subconscious Baltimore. Such blunt rhyming might get scoffed at now, but Poe's 19th-century classic convinced 12-year-old me that the '90s rap CDs I hid from my folks could have literary merit, as well." —Diego Báez 34. "Tonight at Noon" by Adrian Henri "I first read this poem when I was a child, before I understood what unrequited love feels like. Later I found out, and I realized that nothing quite captures the absurd trauma of it like this unpretentious poem." —Jessica Misener 35. "Mid-Term Break" by Seamus Heaney "It's a semi-autobiographical, formally perfect little poem about when his 4-year-old brother was struck by a car and killed. The poem's speaker is, as Heaney was, utterly shocked by these events; the whole thing is observations of other peoples' emotions. But then that last little couplet, the horror of it." —Sandra Allen 36. "Self Portrait at 28" by David Berman "The first time I read this poem I was in my early twenties and I was figuring out what was important to me, or more accurately trying to distract myself from figuring out what was important to me with beer and boys and bands. I was obsessed with the Silver Jews, the band Berman wrote and sang for, and when one of my co-workers gave me his book of poems, I devoured it over and over again. This one was (and is) my favorite, and it crystallized so many things for me and made me want to write beautiful things. Every year approaching the 28 of his title it felt more and more relevant and true, and somehow has only continued to do so even as I've grown past the age that he was when he wrote this down." —Summer Anne Burton

One of my favorite place 😍

A beautiful view of Shivamogga cityShivamogga is popularly known as Gateway of Western ghats of Karnataka " ಮಲೆನಾಡ ಹೆಬ್ಬಾಗಿಲು ".. History - The name of the city is derived from the term "shivmoga". A version of etymology is due to the story that Lord Shiva drank the Tunga river water using "Mogge", hence the name Shiva-mogga". Another version of etymology is that the name is derived from the term "Sihi-Mogge", meaning "sweet pot". The district formed the southern tip of the Emperor Ashoka's Mauryan Empire in the third century BC. It was ruled during later centuries by the Kadambas (4th century), Chalukyas (6th century), Ganges, Rashtrakutas (8th century), Hoysalas (11th century), and the Vijayanagara rulers (15th century). The city got an independent identity under the Keladi Nayakas' rule during the 16th century. From the late 17th century, the city had been a part of the Kingdom of Mysore until the independence of India in 1947, when the Mysore state merged into the Republic of India.

EPFO Details

When can an employee withdraw PF balance?
According to the EPF Act, to claim final PF settlement, one has to retire from service after attaining 58 years of age. The total PF balance includes the employee's contribution and that of the employer, along with the accrued interest. In addition, he will be eligible to get the Employees' Pension Scheme (EPS) amount as well depending on the years of service.

But what if someone decides to quit his job before reaching 58? Under the existing rule, employees who resign from a job before they turn 58 years of age can withdraw the full PF balance (and the EPS amount depending on the years of service), if he is out of employment for 60 straight days (two months) or more after leaving a job and then withdraw. However, in a decision taken at the 222nd central board of trustees meeting of EPFO in June 2018, it was decided that subscribers of Employees Provident Fund Organisation (EPFO) who resign from their service can now withdraw 75% of their total provident fund kitty after one month from the date of cessation of service to meet their monthly financial commitments.

Along with the PF, one is also allowed to withdraw the EPS amount if the service period has been less than 10 years and not later on. Once this milestone is crossed, the employee compulsorily gets pension benefits after retirement.

To withdraw the PF balance and the EPS amount, the EPFO has launched a 'composite form' to take care of withdrawals, transfer, advances, and other related payments.

Before you start the withdrawal process make sure all your previous PF accounts are merged into one. The total service in the present establishment as well as previous organisations will be taken into account and therefore, it is advisable to merge your accounts.

To merge all previous PF accounts, you may click here.

The withdrawal process
The withdrawal process becomes simpler and less time-consuming if you have your Aadhaar number with you. Here is how you can initiate the withdrawal for both, with and without Aadhaar.

Withdrawing without using Aadhaar cardnumber: If you don't have an Aadhaar, but have the PF number, use this form - Composite Claim Form (Non-Aadhaar).

You will have to furnish Permanent Account Number (PAN) if the total service period is less than five years and also attach two copies of Form 15G/15H, if applicable. In case the Universal Account Number (UAN) is not available, you can mention only the PF account number.

Withdrawing using Aadhaar card number:You can submit a Composite Claim Form (Aadhaar) directly to the concerned EPFO office without attestation of claim form by the employers. The payment of the PF balance will be sent to your bank account, so attach a cancelled cheque along with the form.

Before proceeding ensure these things: You have submitted complete details in Form11 (New) to your employer, Aadhaar card number and bank account details are available on the UAN portal, and the UAN has been activated.

The withdrawal process will entail these conditions. See which one caters to you and choose the form accordingly.

1. Withdrawing PF balance plus EPS amount (for below 10 years of service)
2. Withdrawing PF balance plus EPS amount (over 10 years of service)
3. Withdrawing PF balance only and reduced pension (age 50-58; over 10 years of service)
4. Withdrawing PF balance only and full pension (After 58)

1. Withdrawing PF balance plus EPS amount (for below ten years of service)
If service period has been less than 10 years, both PF balance and the EPS amount will be paid. To get EPS amount, in the Composite Claim Form (Aadhaar or Non-Aadhaar), along with choosing 'Final PF balance', also choose the 'pension withdrawal' option.

If you plan on re-joining the workforce, you may opt to get the 'scheme certificate' by furnishing Form 10C.

2. Withdrawing PF balance plus EPS amount (over ten years of service)
If you have already completed 10 years of service, the EPS amount cannot be withdrawn and only the scheme certificate is to be issued by filling Form 10C along with the Composite Claim Form (Aadhaar or Non-Aadhaar). Pension is to be paid from age 58 while a reduced pension can be paid from age 50. One may opt for early pension (reduced proportionately) after 50 years, provided one has completed 10 years of service.

3. Withdrawing PF balance and reduced pension (age 50-58) (over ten years of service)
You can only get pension after turning 50 years of age and have rendered at least 10 years of service. If your service period has been more than 10 years and you are between the age of 50 and 58, you may opt for reduced pension. For this, Form 10D has to be submitted along with the Composite Claim Form (Aadhaar or Non-Aadhaar).

4. Withdrawing PF balance and full pension (After 58)
After 58, you have to submit the same Form 10D to claim the full pension.

To know more about EPS, scheme certificate and pension calculations, click here.

What you should do
It is advisable to transfer your PF balance when you change jobs as it is a form of forced savings. For those who are still in service and have not started their own business, it is better to transfer the PF balance to the new employer. The transfer process has been made automatic, click here to know about it. And if you have quit to start your own business, the entire balance in your EPF account can be transferred to the National Pension Scheme

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